Frequently Asked Questions
CreditYES is a trusted online platform that helps car buyers with no credit, bad credit, and even fair credit get pre-qualified for a car loan in minutes. We have over 20 years of experience and have helped over 1 million buyers find their dream car.
CreditYES works with a nationwide network of dealerships that specialize in helping people with credit challenges. When you apply with us, we match you with a local dealer that has vehicles that suit your needs and budget. You can then visit the dealer, choose your car, and drive away happy.
- No fees or obligations
- Fast and easy application
- Access to thousands of vehicles
- An improved car buying experience
To apply for a car loan with CreditYES, you need to meet these minimum requirements:
- Be at least 18 years old
- Have a valid driver's license
- Have a monthly income of at least $1,500
- Have proof of residence
It takes only minutes to get pre-qualified for a car loan with CreditYES. Once you submit your application, you will receive an instant decision on your eligibility. Then, you will be contacted by one of our representatives who will guide you through the next steps.
The amount you can borrow with CreditYES depends on several factors, such as your income, credit history, vehicle choice, and loan terms. We work with lenders that offer flexible financing options for all credit situations. You can find out how much you qualify for by applying online today.
It takes as little as 24 hours to get your car with CreditYES. Once you apply online and get pre-qualified, we will connect you with a dealer near you that has vehicles that match your criteria. You can then visit the dealer, finalize the paperwork, and drive away in your new car.
You can select from a wide range of vehicles with CreditYES, from sedans and SUVs to trucks and vans. We have access to thousands of vehicles across the country that are inspected and certified for quality and safety. Whether you are looking for a new or used car, we have something for everyone.
Yes, you can use CreditYES if you have a trade-in. We work with dealers that accept trade-ins and will offer you a fair value for your current vehicle. You can use the trade-in amount as a down payment or to lower your monthly payments.
Yes, you can use CreditYES if you have a co-signer. A co-signer is someone who agrees to share the responsibility of repaying the loan with you. Having a co-signer can increase your chances of getting approved and getting better loan terms.
Using CreditYES can help you improve your credit score over time. When you apply with us, we perform a soft credit inquiry that does not affect your score. When you get approved and start making timely payments on your loan, it gets reported to the major credit bureaus. This can help you build positive credit history and boost your score.
You can contact CreditYES by phone or email. Our friendly, knowledgeable customer service team is available 7 days a week to assist you with any questions or concerns you may have. You can reach us at 1-800-CREDITYES, or [email protected].