About Us

About CreditYES

CreditYES was founded in 2004 with the mission to make automotive financing accessible and convenient for everyone, regardless of their credit history. Based in Vancouver, Washington, CreditYES specializes in providing the best auto loans, auto financing for bad credit, and car loans for poor credit to individuals who need them the most. Over the years, we have helped more than 1 million people purchase their dream vehicles through our wide range of financing options for new and used cars.   Our core values are built on transparency, trust, and expert financing. We pride ourselves on offering honest and straightforward information to our customers, enabling them to make informed decisions about their car financing options. Our nationwide network of trusted dealerships ensures that we can offer a vast selection of new and pre-owned vehicles from all major makes and models.   The team at CreditYES goes above and beyond to provide exceptional customer service. Our credit specialists are available 24/7 at our Nashville-based call center to answer any questions or provide assistance throughout the car financing process. This unwavering dedication to customer satisfaction has earned us a reputation as a trustworthy and authoritative source for automotive financing.

CreditYES version 1.0
What credityes.com looked like in 2004.

Our Creative History

CreditYES has always had a strong presence in our marketing. Our radio and television commercials are known for their creativity:


  • 2004: Founded with the mission to provide accessible and convenient car financing for customers regardless of their credit history.
  • 2005: Opened a call center in Vancouver, WA to better serve customers across the nation.
  • 2006: Launched our first radio and TV spots in the Portland market, making a significant impact.
  • 2010: Opened a second call center in Nashville, TN to further enhance customer support.
  • 2018: Expanded services by opening CreditYES Autos in Portland, offering a wide range of pre-owned vehicles.

With a foundation built on trust and expertise, CreditYES continues to grow and serve customers across the nation. Our dedication to helping individuals with bad or no credit secure auto loans has earned us the loyalty of thousands of satisfied customers. Choose CreditYES for your automotive financing needs and experience our commitment to authority, trust, and positive reputation firsthand.  


CreditYES Income Chart

You must have a job or stable monthly income to pre-qualify with CreditYES®. It is ideal if you make at least $500 per week before taxes, but we can still help if your income is a bit less. 

Not having a history of repossessions is helpful in getting you fully pre-qualified. If you’ve had only one or no vehicle repossession in the past 10 years, we can still get you into a new vehicle.

You must complete our automotive finance application, either online or over the phone. The application process takes approximately five minutes to complete and it will not negatively impact your credit score.

Once you have completed our auto loan preapproval application process, a Credit Specialist will contact you within 5 minutes to verify your information. We will also explain the financial details and ask you about your vehicle preferences. Based upon your individual needs and wants, we will connect you with a reputable car dealership in your area. With the knowledge of your pre-qualification amount, you’ll be able to walk into a dealer with confidence and choose a new or late model used vehicle you want.

We will set up an appointment to meet with the dealer in your area. Our dealer partners are eager to earn your business and they want to offer their best price upfront so you don’t have to haggle or play games. You can test drive any vehicle on their lot without worrying about whether you are wasting your time. Once you find the vehicle you want the purchase process is seamless. You save time and money with CreditYES®.


Free & No Obligation

CreditYES® is a completely free service. You don’t have to worry about hidden fees or out-of-pocket expenses. Best of all, there is never any obligation to buy after we get you pre-qualified.

Trusted Dealers

We’ve built a nationwide network of automotive dealerships all working together to help individuals with less than perfect credit. From brand new to late model used, CreditYES® dealers feature the biggest brands and massive inventories.

The Best Customer Service

Our specialists are highly skilled and knowledgeable in helping people overcome credit obstacles. We’re compassionate and understand your situation. Best of all, we’re located in the United States and are available anytime.

If you’re looking for a solution to buying a car with bad credit, let the experts at CreditYES® help you with your next vehicle purchase. Our service is free and you are under no obligation to buy.

Your information is secure and protected with 256-bit encryption. We never pull a full credit report, so pre-qualifying for an auto loan now doesn’t affect your score in the future.

Our world-class customer service is available anytime, anywhere in the United States. We are the auto loan preapproval experts, and can get you in a new car today.

Automotive financing shouldn’t be so complicated. We do the heavy lifting so all you need to do is show up, drive, and decide which vehicle you want.