ABOUT US

CreditYES is a trusted online service that helps people with bad credit get matched with a dealership near them that can help them find and finance a car. We have nearly 20 years of experience in providing the best automotive lead generation for those who need it most. When you apply online with CreditYES, we prequalify you and schedule an appointment with a reputable dealership in your area that can help you find the perfect car for your needs and budget.

What are the benefits of using CreditYES?

Using CreditYES has many benefits, such as:

• You can get matched with a dealership near you regardless of your credit score or history.
• You can choose from a wide selection of new and used vehicles at our partner dealerships.
• You can improve your credit score by making timely payments on your car loan.
• You can enjoy a hassle-free and fast application process that takes only minutes to complete.

What are the requirements to apply for a match with CreditYES?

To apply for a match with CreditYES, you need to meet the following requirements:

• You must be at least 18 years old and a legal resident of the United States.
• You must have a valid driver’s license and proof of income.
• You must have a minimum monthly income of $1,500 before taxes.
• You must consent to a credit check and provide accurate personal information.

How long does it take to get matched with a dealership near me with CreditYES?

It takes only minutes to get matched with a dealership near you with CreditYES. After you submit your online application, we will review it and send you an instant decision. If you are prequalified, we will schedule an appointment with one of our partner dealerships near you. Then, you can visit the dealership and find and finance your car.

Can I choose which dealership I want to visit with CreditYES?

No, you cannot choose which dealership you want to visit with CreditYES. We have a network of trusted and reputable dealerships that partner with us and offer quality vehicles and financing options for our customers. We will match you with the best dealership available for your situation and location. However, you can always decline or cancel your appointment if you are not satisfied with the dealership that we match you with.

What kind of vehicles can I find at the dealerships that partner with CreditYES?

You can find a variety of new and used vehicles at the dealerships that partner with CreditYES. Whether you are looking for a sedan, SUV, truck, or minivan, you can find it at our partner dealerships. You can also choose from different makes and models, such as Ford, Toyota, Honda, Chevrolet, Nissan, Hyundai, etc. Our partner dealerships offer quality vehicles that meet our standards and your preferences.

Can I get matched with a dealership with CreditYES if I have no credit history or a thin credit file?

Yes, you can get matched with a dealership with CreditYES even if you have no credit history or a thin credit file. We understand that not everyone has a long or established credit history. That’s why we work with dealerships that specialize in helping people with no credit or limited credit get matched with a car and a loan. As long as you meet our minimum income and residency requirements, we can help you get matched with a dealership near you.

How can I check the status of my appointment with a dealership through CreditYES?

You can check the status of your appointment with a dealership through CreditYES by logging into your account on our website or app. You can also contact us by phone or email and ask about your appointment status. We will provide you with the details of your appointment, such as the date, time, location, and contact information of the dealership that you are matched with.

Can I change or cancel my appointment with a dealership through CreditYES?

Yes, you can change or cancel your appointment with a dealership through CreditYES at any time before your scheduled visit. You can do so by logging into your account on our website or app and clicking on the cancel or reschedule button. You can also contact us by phone or email and request to change or cancel your appointment. We will try our best to accommodate your request and find another suitable time or dealership for you.

What documents do I need to bring to the dealership when I visit them through CreditYES?

When you visit the dealership that you are matched with through CreditYES, you need to bring the following documents:

• Your driver’s license or state ID card.
• Your proof of income, such as pay stubs, bank statements, tax returns, etc.
• Your proof of residence, such as utility bills, lease agreements, mortgage statements, etc.
• Your proof of insurance, such as insurance cards, policy documents, etc.

These documents are required to verify your identity and eligibility for financing. You may also need to bring additional documents depending on the specific requirements of the dealership or lender.

How do I get financing for a car from the dealership that I visit through CreditYES?

When you visit the dealership that you are matched with through CreditYES, you will work with their finance department to get financing for a car. The finance manager will review your credit profile and income level and present you with different loan options that suit your needs and budget. You can compare the interest rates, fees, terms, and monthly payments of each loan option and choose the one that works best for you. Once you agree on a loan option, you will sign the loan agreement and drive away in your new car.

What happens if I don’t like the car or the deal that the dealership offers me through CreditYES?

If you don’t like the car or the deal that the dealership offers you through CreditYES, you are under no obligation to buy it or accept it. You can always walk away from the deal or negotiate for better terms or prices. However, we recommend that you keep an open mind and be realistic about your expectations. Remember that we match you with dealerships that offer quality vehicles and financing options for people with bad credit. You may not be able to get the lowest interest rate or the newest model of car, but you can still find a reliable and affordable vehicle that meets your needs