When it comes to car insurance, do you feel completely lost? It’s so full of jargon and insider-talk, how is a regular person supposed to understand? Well, although there are many terms you can leave to the professionals, there are a few you should know to know if you have the best coverage for your situation. We’ll walk you through five important terms you need to know.

This is the coverage that protects you if you cause an accident, hurt someone, or cause damage to property. If you are sued by another party, legal expenses may also be covered. The limits of coverage are broken down into two types – property damage and bodily injury – meaning the policy will pay up to the specific limits for the specific damage from the accident. It is required in almost every state and each state sets its own minimum. You can generally buy more coverage [...]