|TIPS TO AVOID SKIMMING THEFT|
|Posted on: Apr. 01, 2017 in Money, Identity Theft|
If you’re of a certain age, you remember a time when you had to actually go into a bank to take money out of your account, and then you had to carry cash around, too. For many, using a credit or debit card is all they’ve ever known. As more and more people use cards to access even the smallest of every day goods and services, thieves know that they are likely to find plenty of people whipping out the plastic on a daily basis.
While not new, card skimming is on the rise. Thieves can alter ATM and credit card machines with electronic devices that will read your card and record your PIN number so that they can steal the information and access your account. ATMs are often the target of these attempts, but any machine can be a target. Often the devices are installed over the true ATM or card machine and involve something covering the keypad or tiny cameras to capture the information you type. These sophisticated devices can easily fool someone, especially if you’re grabbing cash in a hurry or making a payment. They also have no effect on your transaction, so you’ll rarely know what’s happening at the time.
There are a few things you can do to safeguard your account information.
The best piece of advice is to be very aware of your surroundings and the machines at which you use your card. If anything seems off, use a different machine. Go with your gut – if you suspect something is wrong, don’t stick around. If you discover something wrong with the machine AFTER you’ve used it, keep an eye on the bank account and alert the machine owner if possible.
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