can-i-have-too-many-credit-cards
OCT
18
Can You Have Too Many Credit Cards?

How many credit cards do you have in your wallet? What about back at home in a drawer? The average American, if they have a credit card at all, has 3.7 cards according to Gallup. Do you think this is too many or too few? The answer is that it all depends.

Credit is a convenience the majority of Americans enjoy.

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Category: Credit


5-credit-myths-you-need-to-stop-believing
OCT
17
5 Credit Myths You Need to Stop Believing

Understanding how credit works, the difference between your credit score and your credit history, how others can inquire about your credit, and all the jargon and terminology can get a person all turned around.

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Category: Credit


creating-a-credit-history
OCT
14
Creating a Credit History

You need a credit history in order to get by in today’s world. Even getting a cell phone will prompt a look at your history and, if there isn’t one, things can get tricky. The same is true for an apartment, a job, insurance, and more.

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Category: Credit


resolving-mistakes-on-your-credit-report
OCT
07
Resolving Mistakes on Your Credit Report

Keeping your credit score high, or raising it if it dipped for a while, takes determination. If you’ve been through the process, you know how hard you worked for it. The last thing you want is to have your score tanked by incorrect or fraudulent information.

Reviewing your credit score regularly is an important step toward maintaining an outstanding credit history.

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Category: Credit


5-ways-to-improve-your-credit-history
OCT
05
5 Ways to Improve Your Credit History

A low credit score can impact your life in a multitude of ways. From making it harder to rent an apartment, raising your insurance rates, and disqualifying you for a job to making you ineligible for a loan, a low credit score will set you back.

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Category: Credit


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