The holiday season is the perfect time for celebrating. But before you head out to the party, keep in mind these sobering statistics. According to the National Highway Traffic Safety Administration:

• a person is injured in a drunk driving crash every two minutes.
• 27 people die every day in America as a result of drunk driving crashes.
• In 2015, 10,265 people died in drunk driving crashes.

You may think that you’re able to drive after a drink or two.

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Parents of young adults have many concerns about their kids growing up. Getting them ready to be on their own is one of the best things a parent can do for a child. Teaching good habits will set them up for a bright future.

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How much do you know about car insurance? If the answer is not much, we can help! Here are some important terms to know when it comes to getting the car insurance you need for your vehicle:

• Collision Coverage – This coverage pays for damage to your vehicle if it hits something (a car or an object), is hit by another car, or it rolls over.
• Comprehensive Coverage – This type of policy covers theft, vandalism, damage caused by hitting an animal, and some weather events and natural disasters.
  
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Insurance is one of those topics that many people shy away from. It can be confusing, annoying, and expensive. In most states, however, you must have car insurance if you own a car, so obtaining insurance is often unavoidable.

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There are three main types of auto insurance: Liability, Collision, and Comprehensive. It’s important to know the difference between each one. If you don’t, you may not be as covered as you think.

Liability Coverage - This protects other people from damage that you cause.

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