A Comprehensive Guide to Improving Your Credit Score
Nothing worth it is easy..- January 6, 2023
- Credit Tips
- Posted by Patrick
- No comments yet
Your credit score is a key factor in your financial life. It affects your ability to get approved for loans, credit cards, and even some jobs. A high credit score can lead to lower interest rates and better terms on financial products, while a low credit score can make it more difficult to get approved and can result in higher interest rates.
Fortunately, there are steps you can take to improve your credit score. Here’s a comprehensive guide to improving your credit score:
- Pay your bills on time. Payment history is the most important factor in your credit score, accounting for 35% of your score. Make sure to pay all of your bills on time, including credit card bills, loans, and utilities. If you’re having trouble making your payments, consider setting up automatic payments or talking to your creditors about a payment plan.
- Keep your credit card balances low. Credit utilization – the amount [...]
- November 1, 2021
- Adventure
- Posted by CreditYES®
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Whether you’re on a weekend getaway or an extended vacation, traveling with your pets can be fun and rewarding. However, it’s important to know what to expect before embarking on your journey. We have complied some of the best tips for making sure that your pet is happy and healthy while traveling with you.
- Make sure your pet is up to date on all vaccinations before traveling anywhere whether it’s a couple hours away or across the country. Also, its always a good idea to travel with any vaccination records or veteranary documentation when your pet accompanies you.
- Don’t forget to pack your pets favorite toy and/or blanket. Familiar items can be comforting to your pet while on the road in otherwise unfamiliar places.
- If traveling with an untrained puppy or a new pet, make sure you pack good and nutritious food for them. Wholistic, natural foods are usually better for pets [...]
- October 13, 2021
- Car Tips
- Posted by CreditYES®
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The winter season is a great time to get your car winter-ready. It’s important that you do some vehicle maintenance before winter begins so you can avoid any problems when the snow starts falling and the temperatures drop below freezing. In this blog, we’ll share 10 winter driving tips with you from our experts at CreditYES® to help keep your car road-ready in the winter.
Tips to winter-proof your vehicle:
Keeping a small toolkit in your vehicle can come in super handy. You never know when a problem will arise and you can’t afford to be without the tools that might save your life or get you out of a sticky situation. At minimum, you should have some jumper cables or a jump box in case of a dead battery, flares for an unexpected breakdown on the road at night (or anytime really), a flashlight, tire chains (if they’re allowed where you live) and [...]
- September 29, 2021
- Adventure
- Posted by CreditYES®
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Fall is the best time of the year to head out on a pleasure drive! That’s right, the leaves are changing color and there are some beautiful scenic routes in the eastern U.S. waiting for you to explore. Whether you want an adventure or something more relaxing we have compiled a list of 8 places that will be perfect for you.
– The Kancamagus Highway, NH – This drive runs along the edge of the White Mountains and is a great fall leaves adventure! A 34.5 mile scenic drive that is well known as one of the best fall foliage viewing areas in the country. Just remember, you will want to go early in the morning or late at night as it gets crowded during peak times.
– The Blue Ridge Parkway, NC & VA – This drive runs along the Appalachian Mountain range and has plenty of places for stop and enjoy the [...]
- May 17, 2021
- Driving Tips
- Posted by CreditYES®
- Comments Off on 10 Ways To Up Your Gas Mileage
Did you know that your driving habits can make a huge impact on the amount of money you spend at the gas station? When you’re on the road, fuel economy should always be a top priority. And while there’s no way to get around how far your car will go on a gallon of gas (unless you’re driving an EV) – there are some ways to improve your fuel economy! Here are 10 different ways you can increase your fuel mileage:
#1: Turn off your engine when you’re not using it. This simple piece of advice can save you miles per gallon, especially if your car routinely sits idling.
#2: Slow down to increase fuel efficiency. As hard as it may be for the lead foot drivers in all of us, going faster doesn’t necessarily mean getting there more efficiently. Studies have shown the most efficient speeds you can travel in a vehicle are between [...]