Author Archive: CreditYES®

Author Archives for CreditYES®

Cars stuck in a traffic jam due to a heavy snowfall.

The winter season is a great time to get your car winter-ready. It’s important that you do some vehicle maintenance before winter begins so you can avoid any problems when the snow starts falling and the temperatures drop below freezing. In this blog, we’ll share 10 winter driving tips with you from our experts at CreditYES® to help keep your car road-ready in the winter.

Tips to winter-proof your vehicle:


Keeping a small toolkit in your vehicle can come in super handy. You never know when a problem will arise and you can’t afford to be without the tools that might save your life or get you out of a sticky situation. At minimum, you should have some jumper cables or a jump box in case of a dead battery, flares for an unexpected breakdown on the road at night (or anytime really), a flashlight, tire chains (if they’re allowed where you live) and [...]

a beautiful road in the forest during fall.

Fall is the best time of the year to head out on a pleasure drive! That’s right, the leaves are changing color and there are some beautiful scenic routes in the eastern U.S. waiting for you to explore. Whether you want an adventure or something more relaxing we have compiled a list of 8 places that will be perfect for you.

– The Kancamagus Highway, NH – This drive runs along the edge of the White Mountains and is a great fall leaves adventure! A 34.5 mile scenic drive that is well known as one of the best fall foliage viewing areas in the country. Just remember, you will want to go early in the morning or late at night as it gets crowded during peak times.


– The Blue Ridge Parkway, NC & VA – This drive runs along the Appalachian Mountain range and has plenty of places for stop and enjoy the [...]

Hand refilling the car with fuel at the gas station

Did you know that your driving habits can make a huge impact on the amount of money you spend at the gas station? When you’re on the road, fuel economy should always be a top priority. And while there’s no way to get around how far your car will go on a gallon of gas (unless you’re driving an EV) – there are some ways to improve your fuel economy! Here are 10 different ways you can increase your fuel mileage:

#1: Turn off your engine when you’re not using it. This simple piece of advice can save you miles per gallon, especially if your car routinely sits idling.

#2: Slow down to increase fuel efficiency. As hard as it may be for the lead foot drivers in all of us, going faster doesn’t necessarily mean getting there more efficiently. Studies have shown the most efficient speeds you can travel in a vehicle are between [...]

Young African Businesswoman Checking Credit Score On Laptop At Office

Building a good credit history is essential to your financial future. This article will teach you how to responsibly build your credit, while avoiding the mistakes that could hurt your score and cost you money.

The Basics of Credit Reporting

Here are some things you should know before building or rebuilding your credit:

Credit reports are used by lenders to determine how risky it would be for them if they loaned money to someone with low or no credit history. If there’s something in a report that might make a lender think twice about granting the loan, then this can lower their credit score significantly. Late payments, repossessions, bankruptcies, even divorce can all have a negative impact on your credit report.

When you owe someone money, that debt can come in many forms which can include mortgages and car loans. All debts – regardless of type – should appear on your credit report if they [...]